When someone is arrested in California, bail offers a pathway to freedom while they await trial. One of the most common methods to secure that release is through a surety bond—but what exactly does that mean? In this guide, we’ll break down how surety bonds work, how they differ from other types of bail, and how American Liberty Bail Bonds can assist you or your loved one in securing a quick, affordable release.
What Is a Surety Bond?
A surety bond, commonly referred to as a bail bond, is a financial agreement between three parties:
- The defendant (or their cosigner)
- The bail bond company (surety)
- The court
Instead of paying the full bail amount—which can be tens or even hundreds of thousands of dollars—the defendant pays a non-refundable premium (typically 10%) to a licensed bail bond agent. The agent then posts a bond with the court, guaranteeing the defendant’s appearance at all required hearings.
Example:
Jason is arrested in Los Angeles with bail set at $20,000. He can’t afford to pay the full amount. He contacts American Liberty Bail Bonds and pays a $2,000 premium. The company issues a surety bond, and Jason is released pending his court dates.
What’s the Difference Between a Surety Bond and a Bail Bond?
In California, the terms “surety bond” and “bail bond” are often used interchangeably, but technically, a bail bond is a type of surety bond. A surety bond is a three-party agreement involving the defendant (principal), the bail bond agent (surety), and the court (obligee). The bail bond is a specific form of surety bond that guarantees the defendant’s appearance in court. If the defendant fails to show, the surety is responsible for paying the full bail amount. In practice, most people use the term “bail bond” when referring to the service provided by a licensed bail agent.
How Does a Surety Bond Work in California?
- The bail amount is set by the court.
- The defendant or family contacts a bail bond agent.
- The agent assesses the risk and may require collateral.
- The defendant pays a non-refundable premium (usually 10%).
- The agent posts the bond and the defendant is released.
- The defendant must appear at all court dates.
If the defendant fails to appear in court, the bail agent may be required to pay the full bail amount to the court—and may pursue the defendant or cosigner for reimbursement.
Benefits of Using a Surety Bond
- Lower upfront costs (vs. cash bail)
- Fast release, often within hours
- Access to professional guidance
- Flexible payment plans (offered by reputable agencies)
Risks & Responsibilities
- The premium is non-refundable, even if charges are dropped.
- Missed court appearances can result in bail forfeiture and additional charges.
- Collateral may be seized if the defendant skips bail.
Example:
Monica pays a $3,000 premium to secure her brother’s $30,000 release using her car as collateral. If he doesn’t show up to court, the bond is forfeited, and the agency may repossess her car.
How American Liberty Bail Bonds Can Help
We’ve helped thousands of clients in California achieve a fast, dignified release with affordable payment options. Whether you’re in Riverside, San Diego, Los Angeles, or beyond—we’re available 24/7.
Our experienced agents:
- Handle the paperwork
- Offer flexible plans based on your needs
- Treat every client with respect and discretion
When Should You Use a Surety Bond?
- When the full bail amount is unaffordable
- When you need a fast release
- When you want professional support to navigate the system
Contact Us
Ready to take the next step? Click here to contact American Liberty Bail Bonds or call us anytime for free consultation and immediate service.
